Success Story

Hafeez Bibi SuccessStory

Hafeez Bibi, a resident of Bahawalpur, is a well known and respected figure in the society for to her art of crafting ethnic woolen bed linen.Her prowess is not only known in the local town but buyers from other parts of the district also place orders with her owing to her creative and unique touch.HafeezBibi dedicates her success to her family members and Khushhalibank who supported her financially in the hour of need.

Life was once all together different for her as she was divorced soon after getting married. Her parents who were the only source of income for her family died early leaving Hafeez Bibi as the soul guardian for her younger brothers and sisters. Bereft, these were the tough times of her life because she was unable to get a decent employment due to lack of education.

Despite the odds she decided to harness her sense of aesthetics and skill with handicraft, starting her own business of making woolen bed linen. The major implication of this idea was dealing with a lack of financial resources to overcome which she reached out to relatives. Not surprisingly, Hafeez faced negative feedback regarding the social implications of a woman endeavoring on a financial venture alone.

It was by chance and luck Hafeez Bibi heard of Khushhalibank’s Microfinance scheme and true to its promise Khushhalibank not only fulfilled her loan request but facilitated her with the best possible entrepreneurship counsel.

Hafeez Bibi is now a role model for the deprived women of her society, a living testimony that the willingness to changing your destiny ultimately results in removing all the barriers. Looking at her success those people who were against her initial step towards financial dependence are now sending their own women to learn the art of making woolen bed linenfrom Hafeez bibi. 

Success Story

Shaping the Future

Irshad bibi, a resident of Bahawalpur is well known and respected for her pottery work and beautifully painted pitchers in the area. Her work is not only appreciated at the town level but dealers from main Bahawalpur City are buyers of her products. She is a role model for other women who have the potential to use their skills to improve their livelihood and break the circle of poverty.

Bibi dedicates her success to her family members and Khushhalibank who supported her financially in the hour of need. When her husband passed away suddenly, she found herself to be the sole provider for her three daughters. Not educated and completely lacking in any kind of practical experience outside her home, Irshad Bibi was faced with all her fears. But she resolved to provide for her children by using her talent and flare for pottery.

When she decided to start a business of crafting pitchers and various other utensils, it was appreciated by family as a good idea but the practical implication was the grueling task of arranging initial financial resources for purchasing equipment and raw material. Regretted by various relatives for provisioning of loan, she took advice from an elder of her village about any bank providing such facility. 

It is a daunting task for a woman with no formal education to approach a bank as loan processes are considered difficult but she was delighted that Khushhalibank in her area not only accepted her loan request but also provided her up to date entrepreneurship counseling throughout the process of setting up the business which establishes the bank’s resolve towards reducing poverty and enhancing women empowerment.  

Success Story

Shahnaz Bibi Success Story

Shahnaz Bibi a resident of Bahawalpur was living a financially stressed life with her husband and two children. Her husband was the only bread winner for her family but he too was unable to earn sufficient amount of money to smoothly run the everyday household expenses. Financial issues were the main obstacles which barred her from getting a formal education – a vicious cycle which was now resulting in her children being deprived of education as well.

Having a strong resolve to secure a financially sound future to her family and children, she decided to start a crop cutting business to share her husband’s financial burden. The first consideration to start any venture is securing the necessary finances to purchase equipment - in this case it was a crop cutting machine. The second obstacle was psychological- societal disapproval for a woman to involve herself in any business activity.

Braving the second storm as she went, she sought out Khushhali Bank Limited, the pioneer bank in micro-finance sector to secure the initial capital for starting her business. Khushhali Bank not only accepted to her loan request but also provided her the business consultancy to get her started.

Today, with the help of Khushhali Bank,Shahnaz Bibi is successfully running her business which not only enables her to generate finances to smoothly run household expenses -but her children are also getting education from the best school in town. She is a great role model for other women of the society who desire to change the fortunes of their families for a bright future free of financial woes.

Success story

Mobeena's Success story

(File Photo / Illustration)

Women mostly in rural areas have to struggle to find an identity for themselves being largely dependent upon male family members for financial and social support. Lack of education facilities and income resources are the additional obstacles that prevent a woman from earning a quality lifestyle. Same was the case with Mobeena, Resident of Mirpurkhas who was living a financially stressed life with her husband and 4 children who were not able to join a school because their parents was not able to bare their educational expenses.

However, one thing distinguished Mobeena from the average woman was a strong resolve to support her family and to give them a chance at building a bright future free of any financial worries. This made her decided to start her own enterprise of garments.

Implication of starting an enterprise was a tough task because she had to face problems that were lack of market knowledge, society backlash and most importantly lack of resources. Her husband supported her morally but due to financial constraints he was not able to support her financially. She contacted Khushhalibank the premier Microfinance bank for financial assistance and the bank not only responded positively on her loan request but also guided her with best possible entrepreneurship ideas to help her run her business smoothly.

Now with support of Khushhalibank Mobeena is now successfully running her own enterprise of sale and purchase of garments in her town. With having a successful experience at the town level she is planning to expand her business to the nearest cities and opening of a kids garments shop for her sister. Not only has she become a successful entrepreneur, she is now also a role model for other members of society as she has produced jobs for other women in the society who are now able to support their families and are changing the fortunes as Mobeena did for her family.

A tale perseverance:

Mai Muneeran

Thinking about change helps us believing in ourselves, and gives us the hope to make plans bigger than our existing circumstances. But when it comes to the womenfolk in Pakistan, all their aspirations become more difficult to realize compared to the male members of the society, unfortunately. In the most of the underdeveloped areas, women have to struggle more for everything, starting from developing an identity of their own to getting themselves established financially.

The story of Mai Muneeran, resident of Panu Aqil, is no exception. Her Husband was the primary breadwinner for the family and when he became unable to do so due to lack of job opportunities available, things went from bad to worse for the whole family. Her children were pulled out of school and even bare sanitary matters became hard to deal with, such desperate times called only for desperate measures.

One thing distinguished Mai Muneeran from the average women was- instead of falling apart in the face hardship- she had a strong resolve to support her family and to give them a chance to build a brighter future free of financial dependence. This led her to a decision of starting her own livestock and Dairy business.

Mai Muneeran decision was a difficult task to accomplish. On her way to success, she faced implications like social and domestic backlash and contending with lack of resources. Putting aside all her inhibitions, she contacted Khushhalibank, the pioneer bank in microfinance, for financial assistance. Khushhalibank responded Mai Muneeran request with not only the initial finances to enable her for starting dairy and breeding livestock but also gave her the best possible financial and business advisory to run her business smoothly.

Now with the support of Khushhalibank, Ms. Mai Muneeran is running Dairy and livestock breeding business successfully with plans for expansion to a larger scale. She has become a successful entrepreneur who is a role model for other members of the society at the same time. 

Success Story:

Building the Future - A Day at a time

Thursday, 22 August 2013

Pairi Mai a resident of Rajan Pur district found her family in financial turmoil very early in life. Her father who was the only source of income for her family died when she was only ten years old. Abiding by family traditions she was married in very young age that prevented her from getting formal education.

Life was uneventful till one day her husband lost both of his legs in a road accident. This was a daunting phase for Pairi Mai as her husband who was the only source of income for her family was not able to continue his work due to disability.  With having no formal education it was very difficult for her to earn a decent livelihood for her family comprising three dependents including her husband and two children but a strong resolve to leave no stone un-turned motivated her to start  stock and dairy farming business.

Starting a business is never easy especially for a woman living in rural areas where financial and social problems are rife. With having a strong resolve towards providing a promising future for her family Pairi Mai overcame the psychological and social barriers and approached Khushhali Bank Limited for financial assistance. Khushhali Bank Limited, a pioneer Micro-finance Bank in Pakistan, not only provided her initial finances to start her business but also guided her with best possible financial and business advisory that helped her become a successful entrepreneur.

Life is all together different for her as now she is a successful entrepreneur with an ever growing Stock and Dairy farm business. This business has a great impact on her family financial status as now she is having decent finances to support her children to get education in top school of the city and baring other expanses of her family. She is a role model for women empowerment for the whole society and looking at her success those people of her society who were working as an obstacle for her are presenting her as a role model to their wives and family members.